Sunday, November 25, 2007

Last Great Hurrah

It is now official as of yesterday afternoon. The bank loan that I applied for has been approved and will soon go into effect. Every last bit of my credit debt will be rolled into this loan and I will begin paying down the amount as soon as possible.
I should feel a certain amount of relief, but at this time I don't. Instead I feel a sense of dread at the thought that once and for all I will be losing my credit cards permanently and be without the power of instant gratification. For the past couple years during which I have been spending credit in excess I grew accustomed to getting what I want when I wanted it, and there seemed to be nothing better than that. Rumors of a new gadget would arise and if interested I would patiently wait for the release date to arrive. Before I knew it the plastic in my wallet would grant me my wish of getting my hands on that new toy and I was soon addicted to this euphoria.
Even in the midst of this loan approval I am still burdened by the worry of letting this addiction go. I even took it upon myself to give in to my shopping impulse and purchase three new gadgets: the Nokia N810, Sony Reader and Amazon Kindle. At this point I have to be honest and say that there is potential for me to revert back to spending credit as I am paying down this approved loan, but it is up to me to remain strong and diligent in this matter. What's funny is that I've already been bitten in the butt by purchasing the Sony Reader from a business with a strict return policy on electronic devices, but that hasn't stopped me from getting the Kindle.
I can only hope for the best in my efforts as I begin to get my debt and spending habit under control.

TRENT
Sent from my TyTN II

1 comment:

Jocke said...

You should seek professional help, Trent.